|Additional Benefits Information|
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Benefit Comparison Summary: MEDICAL | DENTAL | VISION
The Newborns and Mothers Health Protection Act
Group health plans and health insurance issuers generally may not, under Federal law, restrict benefits for any hospital length of stay in connection with childbirth for the mother or newborn child to less than 48 hours following a vaginal delivery, or less than 96 hours following a cesarean delivery. However, Federal law generally does not prohibit the mother’s or newborn’s attending provider, after consulting with the mother, from discharging the mother or her newborn earlier than 48 hours (or 96 hours as applicable). In any case, plans and issuers may not, under Federal law require that provider obtain authorization form the plan or the issuer for prescribing a length of stay not in excess of 48 hours (or 96 hours).
The Women’s Health and Cancer Rights Act
Your health plan, as required by the Women’s Health and Cancer Rights Act of 1998, provides benefits for mastectomy-related services including reconstruction and surgery to achieve symmetry between the breasts, prostheses, and complications resulting from a mastectomy (including lymphedema).Call your health plan’s Member Services for more information.
Health Insurance Portability & Accountability Act
The Group Health Plan you are enrolling in (may) impose a pre-existing condition limitation or exclusion on new enrollees for a period of 12 months from the start of your waiting period.
Blue Shield HMO and POS plans do not have pre-existing condition limitations.
Notice of Availability of HIPAA Privacy Notice
HIPAA Privacy Notices that pertain to other Court health plans may be obtained by contacting Blue Shield, Creative Benefits and Golden West directly, at the address provided in the Evidence of Coverage booklets.
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