|
|
Benefit Comparison Summary: MEDICAL | DENTAL | VISION
Health Insurance Premiums: HEALTHCARE
| COBRA
COBRA | HIPAA | Care
Counsel | Employee Assistance
Eligibility | Open
Enrollment | Additional Info | Change
Waiver
of Coverage
Flexible Spending Accounts: Health | Dependent
Care | Transit
& Parking
You will not be allowed to change your plan selections or add dependents until the next benefit year (starting July 1, 2009) unless you have a qualified “change in status”.
The following are considered qualified changes in status:
- Change in legal marital status, including marriage, divorce, legal separation, annulment, and death of a spouse
- Change in the number of dependents, including birth, adoption, placement for adoption, or death of a dependent child
- Change in employment status, including the start or termination of employment by you, your spouse, or your dependent child
- Change in work schedule, including an increase or decrease in hours of employment by you, your spouse, or your dependent child, including a switch between part-time and full-time employment that affects eligibility for benefits
- Change in a child’s dependent status, either newly satisfying the requirements for dependent child status or ceasing to satisfy them
- Change in place of residence or worksite, including a change that affects the accessibility of network providers
- Change in your health coverage or your spouse’s coverage attributable to your spouse’s employment
- Change in an individual’s eligibility for Medicare or Medicaid
- A court order resulting from a divorce, legal separation, annulment, or change in legal custody (including a Qualified Medical Child Support Order) requiring coverage for your child or dependant foster child
- An event that is a special enrollment event under HIPAA (the Health Insurance Portability and Accountability Act), including acquisition of a new dependent or spouse or the loss of coverage under another health insurance policy or plan if the coverage is terminated because of :
- Voluntary or involuntary termination of employment or reduction in hours of employment or death, divorce, or legal separation,
- Termination of employer contributions toward other coverage, OR
- If the other coverage was COBRA Continuation Coverage, exhaustion of the coverage
Two rules apply to making changes to your benefits during the year:
- Any changes you make must be consistent with the change in status, AND
- You must make the changes within 31 days of the date the event (marriage, birth, etc.) occurs.
|
